It’s no shocker that quality healthcare in the United States isn’t cheap. Those who can afford to do so take out health insurance policies to help pay for the exorbitant costs of healthcare services.
Unfortunately, that leaves those without sufficient funds unprotected and have to pay for medical services out of pocket.
Even those who have insurance are not completely protected, either. Many patients are finding that their out-of-pocket costs are still very high as their health insurance policy didn’t cover what they thought it did.
The result is that many people are reduced to ignoring the problems and foregoing treatment, abandoning follow-ups or checkups, and even taking loans to pay for treatment. Some people even go so far as to reducing the amount of prescriptions they take so they can stretch out their supply.
It isn’t supposed to be like this, America.
At the end of the day, even a lower deductible of $2,000 isn’t sufficient to cover the financial needs of the average American household should an unexpected medical condition arise.
Insurance is expensive, sure. But it’s even more expensive to go without it. Make sure you talk to a licensed agent that knows how to make sure you’re selecting the right plan for you.